List of New Charters Granted in the Last 4 Years
March 11, 2025 - Heritage Hub Federal Credit Union
December 11, 2024 - Soul Community Federal Credit Union
June 6, 2024 - Fair Break FCU
May 28, 2024 - Tribe Federal Credit Union
March 18, 2024 - Arise Community Credit Union
February 3, 2023 - For Members Only FCU
April 11, 2023 - Generations United FCU
November 8, 2023 - Young Community FCU
July 22, 2022 - WeDevelopment FCU
September 16, 2022 - People Trust Community FCU
November 7, 2022 - New York Episcopal FCU
November 18, 2022 - The Morning Star FCU
Proposed De Novo Credit Unions
Here are just a few of the credit unions on the way to serving their members in exciting new ways! If you're part of an effort to start a credit union, make sure you register your De Novo credit union. If you would like to make a donation towards grant programs to provide capital for a de novo, please click the donate button below.
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Currently in Process at NCUAProposed African Diaspora Federal Credit Union
The purpose of our existence is for members to pull our resources together for economic employment, build generational wealth, and heal our community members from the circle of poverty that was brought upon them by the "Pay Day Loan" system of exploitation.
We are at the last phase of the process of creating our credit union. We are currently raising funds for our startup expenses.
Proposed Field of Membership
Our preliminarily approved associational common bond field of membership for the proposed credit union reads as follows:
"Members of the African Diaspora Council, Inc. who qualify for membership in accordance with the bylaws in effect on December 19, 2015; Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; members of their immediate families or household; and organizations of such persons.”
Website
Proposed Seattle University Credit Union
Proposed Field of Membership
- Students, faculty, staff, alumni of Seattle University.
- Anyone who lives, works, worships, or studies in the Seattle Public School’s School District. (Which means anyone/business in the city of Seattle)
- Family members of those who are eligible for membership. (Which allows additional groups, such as parents, family members, etc.)
Social Media
Linkedin: https://www.linkedin.com/company/seattle-university-credit-union-initiative/
Instagram: su_creditunioninitiative
Proposed 
Heritage Financial Cooperative Credit Union
Heritage Financial Cooperative Credit Union is a virtual credit union committed to empowering and uplifting the low-income communities in North Alabama and beyond. By providing accessible and affordable financial services, Heritage Financial seeks to bridge the gap in financial inclusion, fostering economic growth and stability.
Proposed Field of Membership
Low-income communities in Northern Alabama
Proposed Freedom Financial Federal Credit Union
Freedom Financial Federal Credit Union will be a community credit union. Our mission is to empower the people of our community by providing financial education, financial advice, economic development, and offering opportunities to achieve financial freedom to ultimately improve their quality of life.
Proposed Field of Membership
The Huntsville, Alabama community with a population of 388K
Website
Proposed Diverge Federal Credit Union
The National Credit Union Administration (NCUA) has extended its approval for a new charter application for Diverge, a Proposed Federal Credit Union (PFCU). Diverge PFCU is a groundbreaking initiative that will expand financial access for historically unbanked individuals and their families.
The initial focus of the proposed credit union is to provide a financial home for marginalized people in the justice-involved and LGBTQI+ communities. An estimated 2 million people in these populations are unbanked.
https://www.divergecu.org/post/ncua-approves-new-charter-application-for-diverge
Proposed C3 Federal Credit Union
C3 Proposed Federal Credit Union will be established to cater to the underrepresented businesses and individuals in the Southern Maryland communities. Our mission is to financially strengthen the Southern Maryland community by providing financial literacy workshops, entrepreneurship training, and investment education seminars while ensuring access to responsible credit, savings, and compassion.
This credit union will support the local business community by providing business services, education, and loan products to keep the business community at the cutting edge of information and technology. We will educate our members on consumer laws and their economic rights.
The NCUA is currently reviewing our Proof of Concept submission. Once the NCUA approves our FOM and name, we will begin working on Phase 2 of the three-phase process.
Proposed Field of Membership
We will serve the following counties in Southern Maryland
- Charles County
- Calvert County
- St. Mary's County
- Prince George's County
- Anne Arundel County